You may be wondering what DeFi is. If you’ve heard the term, but don’t know exactly what it means, that’s OK! We’re here to help with this introduction.The term “DeFi” refers to decentralized financial applications and protocols that operate on top of blockchains or other distributed ledgers (DLTs). These apps use smart contracts to create a system where users can access and transact with data securely without the need for intermediaries like banks or credit card companies.
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